Did you know that there are banks that offer credit cards for those with a low score?
Today we are going to show you three credit card options from companies that offer ease even for those with a low Score.
But first, do you know what Score is?
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Score or credit score is a score that exists in some systems such as Serasa, SPC or Consumidor Positivo.
It serves to show companies how their good payer history is doing.
And it works like this:
The higher your score, it means you've been paying off your debts on time, with the right amounts and haven't missed your credit commitments.
Generally the Clean Name goes hand in hand with a high Score.
But if this is not your case, even if your score is not negative, you can also do some things to increase it, such as:
Deposit amounts in the savings account of the bank where you have an account, make any type of investment such as direct treasury or private pension.
This will create a certain bond between you and the bank, increasing trust in you and automatically giving you more credit over time.
Now that you have understood a little about what the Credit Score is and how to increase it, let's talk a little about credit cards.
Generally, a credit card is released by the bank to a person, when there is a confidence that this person will use the limit (which is money borrowed by the institution) and pay promptly afterwards.
Often, the bank starts testing to see if the person is able to use the credit function of their cards, releasing little credit.
If the person uses it, pays for everything on the right dates, making a cycle of use and payment, over time, and in a short time, the bank will certainly release more credit, thus increasing the limits.
So, if you have a limit card with R$200.00, don't ask for a raise now and don't wait for a raise to start using it.
Use and pay in due time so the bank starts to trust you more and release more credits.
Credit Card for Low Scorers
Now let's get down to business, we're going to show you here 3 companies that give credit cards to those with a low score
The first one we are going to talk about is the Neon bank.
The bank Neon is a Digital bank and is a partner of the renowned credit institution “Banco Votorantim”.
This bank offers to anyone, whether negative or not, a digital checking account without fees already with the debit card.
Depending on the person's score, this debit card automatically becomes a credit and they can already use it.
But if your Score is low, don't worry, every 3 months, the bank analyzes your account movements.
Therefore, if you are moving your digital account, transferring your purchases to debit, depositing and transferring amounts, this credit function will certainly be available to you.
The second option is Banco Inter.
Banco Inter is another digital bank that usually grants its customers an easy credit card.
For this to happen, you must first to go down the bank App and open your account by filling in all the data requested by the institution.
Once this is done, you will have a brief credit analysis for the release to take place.
If your name is dirty or your score is low, don't worry, in the menu within the application there is an option for you to ask for the credit function.
Just send your payslip or paycheck with the amounts you receive and move and the bank will facilitate the credit for you.
Finally, as a third option, we present Banco Next.
The Next digital bank is part of the Bradesco group, but don't be embarrassed if you've had problems with the traditional Bradesco bank.
In the bank's digital version, Next has simplified and made it easier for its users to release credit.
Leaving aside all that huge bureaucracy of traditional banks and making the Credit request very easy.
To get it, first download the bank app in your mobile app store Play Store for Androids or Apple Store for Iphones.
Then, fill in all your data requested by the bank and open a digital account.
Once that's done, now it's time to order your card through the Menu.
Ready, the bank will evaluate the option of giving you a credit card in a moment.
Probably, depending on your Score, as with others, the credit value will not be high.
But move anyway using and paying for the bank to release you more.
You just saw about:
Credit Card for Low Scorers
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Tips to Increase Your Score On Time!
Learn what to do so that your Score increases in a short time and you recover your credit score.
Until next time and come with ZIgnets.com.
