If you use a bank account, credit card or have financed something in your life, you have certainly heard about and know a little about “Credit Score”. So, learn now How C6 Bank's Internal Score works and how to increase it.
To define what the Score is in an easy to understand way, it is a score that goes from the number 0 to 1000.
Thus, companies identify a person's score as being good or bad.
The higher the individual's score in the banking systems, Serasa or own consultation companies, it is understood that the greater the chances of that person's debts being paid.
Therefore, more lines of credit and greater amounts are released for it, whether in purchases, financing or even loans and personal credit.
What many people don't know is that in addition to these “External Credit Scores” systems such as Serasa, for example, some banks also have their own system to make these queries.
Which is the case of the title bank of this article, C6 Bank.
The staff of the Youtube channel “Seu Crédito Digital” in one of their lives, spoke with the head specialist of products for individuals at C6 Bank, Maxnaun Gutierrez.
So he decided to “Open the bank's black box” and reveal tips and secrets, explaining once and for all how the bank's internal Score works.
How C6 Bank's Internal Score works and how to increase it
Check out the Live in the Video Below:
According to Max, it is not possible to “link” your limit directly with your investment in order to increase it.
However, there are many other ways to increase your score within the bank and reach your desired limit.
“We don't hitch (limit) directly. But we encourage all customers to use the bank. And investing is just one way to use the bank. If by chance he (the client) opened the account and did not have credit for some reason, and invests, he already earns points on our internal score. Debit card is already used, more points. If you take an invoice and pay it through the bank, we start to understand better about the origin of the client's money and income”, says Max.
In addition, Max also said that the chance of increasing the limits of those who invest directly in the bank is much greater, so it is very likely that this could happen in a short period of time.
The head of the bank said more: “We have already launched a campaign about this, but also for customers who were regular at the bank, contracting a plan, paying an invoice, etc. And with that we increase the credit. Therefore, the more you use the bank, the more our understanding increases, and we continue to develop credit”.
To conclude, what you should always do to increase your limits is to use the bank's services such as a credit card for example.
To the next!
